Car Finance Declined? Credit File Issues Worth Checking Before You Apply Again
Social media ban: the messaging exclusion and the family group chat

A teenager in Perth answers a voice note from grandparents in Pune, and a YouTube link lands in the family group. Australia’s social media ban for under-16s, which turns one on Thursday 10 December 2026, touches none of it. WhatsApp sits beyond its reach, as do Messenger and YouTube Kids, and the link will usually still play.
What the law demands is narrower than the label suggests. Since Wednesday 10 December 2025, platforms that meet its definition have had to take reasonable steps to stop Australians under 16 from having accounts. eSafety’s FAQ, last updated on 11 December 2025, names ten: Facebook, Instagram, Kick, Reddit, Snapchat, Threads, TikTok, Twitch, X and YouTube. Among the services it says do not currently meet the criteria are Discord, GitHub, Google Classroom, LEGO Play, Messenger, Pinterest, Roblox, Steam and Steam Chat, WhatsApp and YouTube Kids.
The social media ban stops short of messaging apps
The carve-out is written into rules made under the Online Safety Act. A service whose “sole or primary purpose” is messaging, email, voice calling or video calling is excluded. So are services mainly for online gaming, professional networking, education or health, and those with a significant purpose of connecting educational institutions with students and their families.
Since 26 March 2026, design has counted too. A service is now caught only if it picks material to show a user based on information tied to their account, or offers at least one of three features only to logged-in users: an endless feed; counts of views, likes or followers; or posts that expire. The government’s explanatory statement says the change aims the law at “platforms that are purposefully designed to maintain persistent engagement”.
The lists can move. They reflect eSafety’s view, and services must assess themselves against the conditions; since November 2025, more have told eSafety they consider themselves age-restricted, its July 2026 evaluation report says. The FAQ warns that some messaging services carry features that look like social media, and that eSafety may reassess services “if they evolve to the extent that their purpose changes, so these lists may continue to change”. Just over a month before the start date, eSafety also said exclusion does not mean a service is absolutely safe.
Most YouTube videos still play without an account
On YouTube, the restriction attaches to the account. Under-16s can watch public material that needs no login, and the FAQ notes that “most content is currently available to view on YouTube without holding an account”. YouTube Kids is not currently restricted. Google is responsible for keeping under-16s from holding their own YouTube accounts, school email accounts included.
Some families run an account in a parent’s name for a child’s sport or music. If a platform is satisfied that such an account is really held by an under-16, the FAQ says, it should be removed or deactivated, and platforms are expected to take reasonable steps to block workarounds. The FAQ is silent on a teenager borrowing a parent’s login.
Penalties for platforms doubled in September
The obligation sits with the companies. An amendment that commenced on Saturday 12 September 2026 doubled the civil penalty for failing to take reasonable steps, from 30,000 to 60,000 penalty units, for conduct from that day. A corporation faces up to five times that. The same amendment gave the eSafety Commissioner power to summon people for questioning, on oath or affirmation, about a platform’s compliance. The FAQ still gives the corporate ceiling as it stood at the start: 150,000 penalty units, or A$49.5 million.
No fines at the kitchen table
A child who holds an account anyway is “not breaking the law”, eSafety says, and there are “no penalties for under-16s who access an age-restricted social media platform, or for their parents or carers”. Parents, educators and police are under no duty to report an underage user, and eSafety warns that a request to pay a fine for being on social media while under 16 is a scam.
When a child sees something upsetting, such as cyberbullying or illegal content, eSafety’s guidance for parents is to report it to the platform first, and to eSafety if the issue is not resolved or the content is really serious. Image-based abuse, such as someone sharing or threatening to share an intimate image, can go straight to eSafety. Reports about under-16 accounts go to the platforms, and eSafety has a form for information on their compliance.
Account ownership fell and daily messaging rose
eSafety’s first evaluation report, dated July 2026, analysed 803 children aged 10 to 15 and their parents, surveyed in November and December 2025 and again in March and April 2026. Between the two surveys, the share of children who had used a restricted platform in the past four weeks and held their own account on it fell from 52.4 per cent to 42.1 per cent.
Messaging moved the other way: 52.3 per cent of children used messaging platforms daily or more often, up from 40.5 per cent, and the report’s examples are Messenger, WhatsApp, FaceTime and email. Among children who said they had used social media in the previous four weeks, the share whose parents were unaware of it climbed from 23.3 per cent to 33.3 per cent.
The report says it is not yet possible to meaningfully assess whether the policy’s intended outcomes can be realised, and that effect sizes were generally small. Its 12-month survey wave is scheduled for November and December 2026. The Act requires an independent review within two years of the start date, one that must consider whether privacy protections are adequate; the same explanatory statement gives the deadline as 10 December 2027.
Nearly a year in, the law’s line runs around accounts on services designed to hold attention. The family group chat, with its photos and voice notes from relatives abroad, sits outside that line for as long as messaging remains what WhatsApp is mainly for.
